Home Loans

          

Home Loans

Working to bring your dream home closer

Our most basic need of buying a home is generally a complicated process – starting from the search for the right home to the funding and paperwork involved in buying it. For most of us, sourcing the funds is the main hurdle we must overcome to be able to own that dream home. That’s where home loans come in. To hasten this process, Legend has associated with 4 reputed financial institutions. Our prospective customers can avail of home loans from any of these institutions. We would be pleased to help with the paperwork.

Do not worry, we are here we have a dedicated team for Loans department.  We take care for all your paper work and getting your Loan approved at your doorsteps.

 

We provide home Loan services to all our customers in all the Major Banks.

A dedicated helpline number for our Loan Department: - +91-9396-790587.

 

We support you for the loans in banks, mentioned below: -

 

 

State Bank of India (SBI)

Axis Bank

Canara Bank

Dhanlaxmi Bank

Dewan Housing Finance Ltd. (DHFL)

HDFC BANK

We can also support you with papers if you would like to apply for banks other than the Listing Above.

 

 

Documents which are required to apply for a home Loan.

Aadhaar card

Pan Card

Last 6 Months IT (Income Tax Papers of the applicant).

 

 

Special Guidelines if you require a Loan For NRI’s:-

NRIs can avail of financing assistance in the form of housing loans, for purchasing residential properties in India. Some of the features of these loans are:

  • The applicant must be an Indian passport holder.
  • Loan eligibility is decided by the repayment capacity of the individual. Repayment capacity takes into consideration income, age, qualification, number of dependents, other income, amounts and a few other items.
  • The loan is repaid in the form of Equated Monthly Instalments (EMIs).
  • Local guarantors will also be required in the case of a few institutions.
  • Copies of the following documents have to be submitted along with the application for the loan to the institution.

                  1.Employment contract
                  2. Latest salary slip
                  3. Latest work permit
                  4.Visa stamped on the passport
                  5.Power of Attorney to a local individual
                  6.Receipt of payments made for purchase of the property
                  7.Agreement of Sale

  • Interest rates and EMIs are subject to change without notice. Check with the financial institutions for prevailing interest rates.
  • A salaried applicant should be abroad for at least a year, and a self-employed applicant for 3 years.